Payment Options
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What does Private Pay Mean
At Green Mountain Counseling and Psychological Services, we offer private pay therapy—also known as self-pay or cash-pay counseling. This means you pay for sessions directly rather than using in-network insurance. For many clients, private pay therapy provides greater flexibility, privacy, and personalized care.
We Accept:
Visa
Mastercard
Discover
American Express
Health Savings Accounts (HSA)
Flexible Savings Accounts (FSA)
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Benefits of Private Pay Therapy in Williamsburg, VA
Benefits of Private Pay Therapy in Williamsburg, VA
Many individuals and families choose private pay therapy for mental health support. Here are some key advantages:
Confidentiality: Your therapy records remain private and are not shared with insurance companies.
Flexibility: Choose the session frequency, length, and treatment goals that work for you—without insurance limitations.
No Diagnosis Required: Unlike insurance-based therapy, private pay does not require a formal mental health diagnosis.
Personalized, Client-Centered Care: Therapy is tailored to your unique needs, not restricted by insurance definitions of “medical necessity.”
Private pay therapy allows you to focus fully on healing and growth—on your terms.
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Using Out-of-Network Insurance Benefits for Therapy
Even though we are an out-of-network provider, many clients are able to receive partial reimbursement for therapy services, depending on their insurance plan.
Here’s how to use your out-of-network mental health benefits:
Pay for your session at the time of service (we accept credit, debit, HSA, and FSA).
We provide you with a superbill (a detailed receipt with the necessary codes and information).
You submit the superbill to your insurance company.
Your insurance company may reimburse you a percentage of the session fee, depending on your plan.
We recommend asking your insurance provider:
Do I have out-of-network coverage for outpatient mental health or psychotherapy?
What is my deductible for out-of-network services?
What percentage of therapy session fees will be reimbursed?
How do I submit a superbill for reimbursement?
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.
